My wife and i (usually) have excellent borrowing from the bank. TransUninion had me personally at 790 or other organizations well to your 800s. The lenders have prequalified united states for the domestic, and you may sent the brand new product reviews it got for people throughout the mail (790).

Past I seen all of our score that have TransUnion fell on the 650s. From what I can tell there's nothing completely wrong into the account. Really the only anything I can think of who does possess caused this is actually:

• I experienced to get $cuatro,000 into the a personal line of credit to possess computer system products I need for performs (December)
• My wife's moms and dads got myself co-sign on a new vehicles it ordered their unique to own Christmas (December: $20,000)
• We got step 3 loan providers running the borrowing to help you PQ united states to possess a home loan

The audience is heading domestic query in a few days, and I am types of freaking away.